Paperwork Needed

To apply for a loan, you will have to provide us with detailed documentation of your financial history. We will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:

  • Social Security numbers for you and any co-borrowers
  • Copies of checking and savings accounts statements for the past two months
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
  • Recent paycheck stubs
  • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
  • The name and address of someone who can verify your employment
  • Residence history for the past two years
  • Sales contract for the purchase of a new home
  • Homeowner's association information with contact information if property is a condo or part of a homeowner's association
 
 

Free Consultation

Complete this 30 second form to receive a no obligation consultation. We will analyze your situation and determine the best solution.

Purchase

We work conforming and non-conforming real estate loans.

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Testimonials

What People Are Saying

"OB Expert-Paul was a pleasure to work with on getting a loan on an investment property in Ocean Beach. He worked hard to get us the best rate possible and complete the transaction in a timely manner."

Thad Schoesler

San Diego

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Need More information

Call Us: (619) 701-1299

Email Us: paul@obmortgage.com